SPEAKER: What if you had the ability to pay later on every purchase, essentially paying at your pace? That's what you get with a U.S. Bank Split World Mastercard, a new type of card that doesn't accrue interest or have an annual fee. All purchases are automatically split into three equal monthly payments. But if you need additional flexibility, your payments can be spread out over longer periods of time. Here's how it works. All split card purchases over $100 are automatically divided into three payments and placed into a payment plan to be paid back over three months with no plan fees. If you'd like more time to pay for a purchase, you can choose to extend plans for six to 12 months with no interest for a small, fixed monthly fee. This can be especially helpful for larger expenses like home improvement projects, vacations, or an unexpected car repair. Viewing and managing your split card plans is easy. Use the U.S. Bank mobile app or online banking 24/7 to view and manage all of your plans, make a payment, or extend the repayment period for purchases of $100 or more. [AUDIO LOGO] Pay later on every purchase with the U.S. Bank Split World Mastercard.